Borrow
Borrow from people who know your name.
This is your credit union, owned by the members who borrow from it. Find the loan that fits, see the rate, and apply whenever you’re ready.
Rates effective April 8, 2026.
Rates as low as
Auto · up to 3 years old
Auto Loans
Time for something you’ll be proud to drive.
The right car should move your life forward, not hold your budget back. Come talk to us before you shop, and you’ll know what you can spend before you ever fall for something.
Terms up to 7 years- Up to 100% financing on vehicles up to 3 years old
- We match any local rate on new loans*
Rates as low as
New recreational vehicle
Recreational Loans
For the lake, the trail, and the open road.
Some of the best days happen out on the water or out on the trail. The right boat or four-wheeler is how a free weekend turns into the stuff you’ll still be telling stories about years from now.
- Terms up to 7 years
- Up to 100% financing new, 90% used
Rates as low as
New motorhome
Motorhome Loans
See the country on your own terms.
There’s a lot of country out there, and no better way to take it in than at your own pace. A motorhome lets you stay as long as you like and bring a little of home along. When you find the one, we’ll help you make it yours.
- Terms up to 7 years
- Up to 90% financing on new motorhomes
- We match any local rate on new loans*
Rates as low as
New farm equipment
Farm Equipment Loans
Equipment that earns its keep.
A few acres always come with a list that never quite gets shorter. The right equipment makes a weekend’s worth of work feel like an afternoon.
- 5-year terms
- Up to 100% financing new, 80% used
- We match any local rate on new loans*
Rates as low as
Personal loan
Personal Loans
Life doesn’t always wait.
Maybe it’s a project you’ve been meaning to start, or a few balances you’d rather stop juggling. A personal loan pulls it into one fixed payment at a rate that beats most credit cards, so you can quit chasing it and get it done.
- 3-year terms
- Need less than $1,000? Pay it back over 18 months
Rates as low as
Share secured
Share Secured Loans
Borrow against your own savings.
Good credit smooths the way for the bigger things down the road. Borrow against the savings you already have, and they keep earning the whole time you pay it back. Every payment builds your credit a little stronger.
- Variable: 3% above your share rate
- Fixed rate: 3.10% above your share rate, on loans of up to 3 years
- Certificate secured: 3% above the certificate rate
Rates as low as
Home equity
Home Equity Line of Credit
Put the equity you’ve built to work.
Your home is worth more than the roof over your head. The equity you’ve built can cover a remodel, a repair, or a few bills you’d rather see in one place.
- Variable rate: the six-month Treasury bill plus 3%
- Call (256) 383-6551 for today's rate
*APR = Annual Percentage Rate. Not all applicants will qualify. Rates are subject to change without notice. We’ll match a lower rate on a comparable new loan offered by another local lender. To qualify, you need a credit score of 700 or higher and a written, dated offer or quote from the competing lender at the time of application. The offer must be for the same loan type, amount, and term, and for a loan you qualify for with that lender.
Not sure which loan fits?
We’ll talk it through together, so you know what you’re buying and what the payment looks like before you apply.